Impaired Credit

Impaired credit simply means that you have a poor credit repayment record. If you are trying to find a mortgage but are aware that you have had problems in the past with your credit history then you may need to apply for an adverse credit mortgage.

The fact that you have adverse credit does not mean necessarily that you cannot get a mortgage. There are lenders who specialise in mortgage lending to people with adverse credit. However, please be aware that your mortgage options may be more limited than if you have a great credit score, and that interest rates may be higher if you have a bad credit rating.

Our advisors will use their skills to search the market and give you an honest appraisal of your options. Our job is not to entice you with unobtainable rates that you may see advertised on comparison websites, instead we use our knowledge of the mortgage market to try and find the best deal for your circumstances.

Contact us now to speak directly to one of our advisors.


You can choose how we are paid for mortgage advice. Pay a fee usually 1% of the loan amount or we can receive commission from the lender. Your home may be repossessed if you do not keep up repayments on your mortgage.

Share by: